Is my driving record taken into account for the auto insurance rates?

Question: Is my driving record taken into account for the auto insurance rates?

Answer: Yes, an applicant’s driving record is in fact, one of the most important factors that will affect insurance premium. Note that all insurance companies will collect data and evaluate the information they get from state offices regarding accidents in your local area to see if your car was involved in any accidents at all. If the insurance company finds that you have a clean driving history, the auto insurance rates for your chosen plan is will likely go down.

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