Kentucky Auto Car Insurance Information

In the state of Kentucky, the basic auto insurance coverage is 25/50/10 coverage. This means that:

Bodily Injury Liability: $25,000/$50,000

Property Damage Liability: $10,000

The bodily injury liability is $25, 000 per injured person and up to $50, 000 per accident while the property damage liability coverage has a minimum limit of $10, 000.

Kentucky follows a Choice No-Fault system wherein the driver has the right to reject the No-Fault system and maintain the right to sue for any vehicular accident-related injuries.

On average, Kentucky residents have an auto insurance premium of $1,723 in 2010 while the national average is roughly around $1,578. 2010 is a great year for car insurance customers as the rates experienced a major decrease. The average auto insurance premium in Kentucky is 11% lower in 2010 compared to the previous year. What’s more, because CarInsurance180 aims to provide the most affordable rates, you can purchase much lower auto insurance without sacrificing useful coverage.

It is important to compare numerous auto insurance quotes before you purchase one. The best way to do this is to conduct research on the subject and compare the coverage and rates of numerous providers. However, the selection process is much easier now thanks to auto insurance comparison sites like CarInsurance180. Our wide variety of auto insurance companies ensures easy comparison and more value for your money.

Many people think that car insurance providers give fixed rates, which is why they never try to shop around for better prices. The truth, however, is that most companies segment their rates different so the rates will vary from company to company. You could be saving thousands of dollars each year on auto insurance if you start comparing prices.